Roof Financing Options in Virginia | Stevens Roofing Corp

Your Home Deserves Quality. Your Budget Deserves Flexibility.

A new roof is one of the biggest investments you will make in your home. At Stevens Roofing Corp, we believe cost should never force you to settle for a lower-quality roof or put off a repair your home needs today.

Since 1946, our family-owned company has helped homeowners in Norfolk, Richmond, and across Virginia protect their homes with roofs built to last. That includes premium systems like slate, copper, tile, and wood shake, along with asphalt shingles, metal roofing, and flat roofs. To make these projects easier to plan for, we offer flexible financing through our lending partner, Sunlight Financial.

Schedule a Free Estimate

The Right Roof, On a Budget That Works for You

Our estimators do not work on commission. When we inspect your roof, we give you an honest assessment and recommend only what your home needs. Financing helps you follow that recommendation without draining your savings or settling for a material that will not last.

With financing, you can:

Fix leaks and damage now, before they turn into costly interior repairs
Choose the roofing material you want, not just the one that fits your budget
Spread the cost of your project into manageable monthly payments
Keep your savings available for emergencies

Every financed project gets the same care as every other Stevens Roofing job. Our own trained crew members do the work, and we rarely use subcontractors. We provide a 5-year workmanship warranty on the portions of your project where we fully replace existing products. If you ask us not to install full synthetic underlayment, that warranty drops to one year. Materials are covered by the manufacturer’s warranty, and full warranty details are available on request.

Unexpected Roof Repairs? Explore Your Options.

Roof damage doesn’t always happen when your budget is ready. Roof repair financing can help Virginia homeowners address unexpected roofing expenses without having to pay the full cost upfront. Special terms with 0% interest are available!

Ask About Roof Repair Financing

How Roof Financing Works

1. Schedule your free estimate.

One of our estimators will inspect your roof and give you a free estimate.

2. Review your financing options.

Your estimator will walk you through the Sunlight application, which takes just a few minutes. You will see your options before you commit to anything.

3. Get approved and schedule your project.

Once you are approved, we schedule your project, and our crew gets to work. Sunlight handles the loan, so you can focus on your new roof.

Financing Through Sunlight Financial

Stevens Roofing Corp partners with Sunlight Financial, a home improvement financing company that works with thousands of contractors nationwide. Sunlight makes it simple to see your options right from your kitchen table. Loan minimums depend on the project. Minimums start at $2,500 for select projects, and many others start at $3,500 or $5,000.

Checking your financing options won’t affect your credit score. A soft credit check shows what you qualify for.
A quick decision. Credit decisions can come back in as little as 30 seconds.
The roof you really want. Finance anything from a major repair to a full slate roof replacement or copper roof installation.
No prepayment penalty. Pay ahead or pay off early without a penalty.

Subject to credit approval. Financing is arranged through Sunlight Financial. Stevens Roofing Corp is not a lender.

Financing Through Synchrony

Stevens Roofing also offers financing through Synchrony, giving homeowners additional flexibility when planning their roofing project. Your estimator can explain the available financing options and help you explore which one best fits your needs and budget.

No matter which financing option you choose, your project receives the same quality workmanship and warranty coverage Stevens Roofing provides to every customer. Financing terms and approval are subject to lender requirements, so ask your estimator for details.

Flexible Financing for Premium Roofing Systems

Upgrade your home with the lasting beauty and durability of slate, copper, or other premium roofing materials. Stevens Roofing Corp offers flexible roof financing options to help Virginia homeowners invest in high-quality roofing systems without paying the full cost upfront.

Special terms with 0% interest are available!

Roof Systems Available for Financing

Financing can cover roof replacement, roof repair, and historic roof restoration on any of the roofing systems we install:

Gutter installation and replacement are also eligible. Gutter projects can qualify depending on size, and your estimator can tell you whether yours does.

Roof Financing FAQs

No. Sunlight Financial uses a soft credit check to show what you qualify for, and it does not affect your credit score. Your credit is only affected if you move forward with the loan and it is funded.

Yes. Financing is available for premium roofing systems, including slate, copper, tile, and wood shake, so you can choose the material you really want.

The borrower needs to be listed on the title of the home. Your estimator can answer questions about your specific situation.

Yes. Sunlight Financial loans have no penalty for paying off early.

It depends on the product. Some start at $2,500, and many others start at $3,500 or $5,000. Gutter projects can qualify depending on size, so your estimator can tell you whether yours does.

Yes. Financed projects receive the same workmanship warranty as every Stevens Roofing job: five years on the portions of your project where we fully replace existing products, reduced to one year if you ask us not to install full synthetic underlayment. Materials are covered by the manufacturer’s warranty, and full warranty details are available on request.

Sunlight Financial, a home improvement financing company, handles the application, approval, and loan, while our team handles your roof. We also offer financing through Synchrony, and your estimator can help you choose the best fit.

Schedule a free estimate. Your estimator will review your roof and walk you through your financing options.

Providing Virginia With Affordable Professional Roofing Services

With offices conveniently located in Norfolk and Richmond, VA, we are the local roofing company for refined homeowners. At Stevens Roofing Corp, our extensive expertise in building custom roofing systems using premium materials (including slate and copper) makes us the preferred choice for Virginia residents. Our service area reaches a broad swath of communities in Virginia, including:

If you have questions about whether we service your area, contact Stevens Roofing Corp today.

Start Your Roofing Project Today

For three generations, Virginia homeowners have trusted Stevens Roofing Corp for honest advice and quality work. Whether you need roof repair, a roof replacement, or historic roof restoration, contact us to schedule your free estimate and learn more about your financing options.

Providing excellence in roofing since 1946.

Richmond

804-676-6111

500 Goddin Street Richmond, VA 23231

Norfolk

757-231-9688

818 W 39th Street Norfolk, VA 23508